The end of the year is often the time when your social calendar fills up, your bank account starts to feel lighter, and family gatherings bring a little extra excitement. As we embrace the fun of shopping, celebrating with loved ones, and indulging in delicious feasts, it’s natural to feel a little overwhelmed.
But it does not have to be. Before you let the festive season get the better of you, here are some ways to not just survive, but thrive – Making it through the festive period to enter 2025 feeling energised and on track to reaching your financial goals.
Get organised
Let’s be honest, the holiday season can be a busy but exciting whirlwind. Between a variety of social events such as work parties, family get-togethers, and annual reunions with relatives, it can often feel like a lot.
However, rather than let it overwhelm you, planning ahead is a strategy that can help you make it through the holiday season with a smile on your face. With the calendar filling up fast, it becomes easy to overcommit and leave yourself feeling a little stretched. Rather than maintaining a constant schedule of parties and social engagements, why not choose the events you really want to attend and think about each invitation before you send that RSVP. Remember to allow for some guiltfree ‘down time’ amongst all the festivities.
Online shopping
Holiday shopping can easily get busy, stressful and full of distractions. To stay on track, it’s a good idea to make a list. A good list helps you to stay focused and avoid impulse buys.
If you would rather skip the crowds, you could consider shopping online. If planning to make online purchases though, it is important that you make note of the delivery cut-off dates.
If able to purchase online, make sure that you visit a variety of online sources to compare prices. This can help you find the best rate and ensure you stay on track with your financial goals during this time.
Different approach to presents
It can be lovely to give and receive gifts, however as you work through the list of gift purchases, this can quickly add up.
To make gift-giving more cost effective, simpler and potentially more fun, consider doing a Secret Santa. Set a reasonable budget and get creative. Often people will be excited by a surprise gift, whether it’s a quirky novelty or a box of chocolates.
Don’t try to do it all
If you’re hosting this year it can often feel overwhelming. It’s important to know though, that you don’t have to do it alone.
Encourage those who are coming to bring their ‘special’ dish or contribute in another way. Not only does it lighten your load, but it can also help to make the event more special by making it a collaborative one.
Survive and thrive
At the end of the day the key is to try not to take it all too seriously and be prepared to step back a little when you need a break from all the festivities. There is nothing wrong with taking time for yourself or asking for help.
If you need support with your budget over the festive season, contact a Nexia adviser today. They can help you compile a personalised strategy – making sure you have the holiday season you are after without compromising your financial goals.
